Natural Coloured Diamond

Diamond, is formed at around 150 kilometers within the Earth's mantle, just above the Earth's molten core.  Under intense heat & pressure, carbon molecules are crystallized to become these brilliant little stones, the hardest substance on Earth.  In rare occasion, a pipelike vent opens at the superhot molten material just underneath the mantle which causes a crack at the base of mantle.  The pipelike vent allows molten flow to shoot upward, under volcanic-like pressure.  Along it, surrounding material containing the formed diamonds are carried to surface of Earth.  These pipelike elevators are called "Kimberlite" and "Lamproite".

These occasions only happen very rarely.  When all the conditions are perfect, it only takes a few days for carbon atoms to be transformed into rough diamond structures.  However, it may take millions, or even billions of years before diamonds are formed and can surface on Earth to be discovered. 

For natural color diamonds to be formed, in addition to the physical conditions necessary for forming diamond, trace elements interaction or radiation must also occur in the diamond crystal formation, making natural color diamonds extremely rare.  Only one out of 10,000 diamonds made the trip to the Earth’s surface is naturally colored.  Therefore, natural color diamond is truly one of a kind, and it is the world's most concentrated form of wealth.

Nitrogen imparts yellow or orange shades to a diamond.  Boron imparts blue shade to a diamond ranging from deep blue to sky blue.  Hydrogen produces unique violet hues.  Tremendous pressure which abnormally compresses diamond's structure creates a red, pink, purple or brown stone.  In many Argyle pink & cognac diamonds, evidence of graining can be seen at 10x magnification.  Scientists believe it attributes to the tremendous pressures under the earth. 
   
Whereas natural radiation impacting already formed diamonds over millions of years can give them a green hue.

【亞洲致富系列】Real Estate Investment – Alternative Winning Strategy II

Most traditional investors believe Alternative Investment is only for the richest of the rich.  In today’s market place, wealth redistribution can happen in a short period of time, due to volatility, massive amount of information available, rapid development of some economies and globalization of financial market.

Whether you are a high networth investor or not you should be aware of the lucrative alternative real estate investment opportunities available.  However, you should also be aware of your rights, risks and benefits, as an investor.

The world’s public traded stockmarkets are going through turbulent times.  As much as we believe the market will return to equilibrium eventually, I cannot help but advise you to stay “private” for now to shield from volatility.  As the shareholder of a private corporation you are entitled to share certificates, list of assets & liabilities of such corporation, limited liabilities, rights to earn dividends, transfer your shares and voting.  You have much better control over your hard earned investment dollars.

Millhouse Ventures Ltd. specializes in finding perfect real estate opportunities for private investors, as well as assisting them in forming private corporations.  For more information about Millhouse Venture Ltd. please visit www.millhouseventures.com and click on “About Us”.  You may telephone them directly at 1-888-855-1116 to find out more information to protect your financial future.

【亞洲致富系列】Real Estate Special Report-Alternative Winning Strategy

Alternative investment is loosely defined by investment products other than stocks, bonds, cash, or traditional property investment.  This could be art, wine, antiques, coins, stamps, or assets such as commodities, private equity, hedge funds, venture capital, and financial derivatives.  Financial planner for high networth individual often recommends 10-20% of client's portfolio allocated in this category of investment for the purpose of diversification.

The pro of these investments is low correlation with traditional financial investments, which shields one from volatility which is common during turbulent times.  However, the cons are relative illiquidity, limited historical and current price data, requirement of expert analysis before acquistion, and relatively high cost of entry.

In light of these, some brilliant investment experts come up with hybrid products, to be offered to exclusive investment club members.  One good example is distressed real estate assets structured as rental portfolio.  Not only it is shielded from turbulent times, it also provides cashflow, capital gain, as well as being backed by real properties.  Financial data of this type of investment product is publicly available.  To find out more financial information of distressed real estate rental properties, visit www.millhouseventures.com and click "View Properties" to download "properties detail chart".

【亞洲致富系列】Real Estate Special Report-Steady Growth in Turbulent Time

In the past two weeks investors are in panic mode, due to turbulence in stock market and US debt crisis.  When the ¨sell pressure is on〃, many see their investment value vaporizes.  Others wonder what to do next.  Many think of safe haven in commodity, such as gold.
Warren Buffet said this - gold gets dug out of the ground in Africa, or someplace. Then we melt it down, dig another hole, bury it again and pay people to stand around guarding it. It has no utility.
Further, Warren Buffet released a statement on Facebook, ¨Investors should remember that excitement and expenses are their enemies.〃  In other words, we need to stay ¨cool〃 and do not act on impulse.
If you were set up on a steady income stream and steady growth, its should provide you with stability during turbulent time.  If you are going to receive your rental income regardless what happens to the market place, you would have no expense to incur.
 Clearly the choice of investment should consist of income and appreciation of value.  Residential rental properties in the best geographical location, is the perfect choice in this turbulent time.  Visit Millhouse Ventures Ltdˇs website for more info www.millhouseventures.com.

【亞洲致富系列】Real Estate 104 - Income Properties Acquisition

Income properties acquisition involves act of obtaining ownership of a real estate asset that produces income.  These properties can be apartment building, commercial, industrial & storage spaces, or single family homes.
The key is to find properties that will create positive cashflow as mentioned in previous week.  One important factor to consider is-Price to Rent Ratio (P/R ratio).  This is the cost of ownership divided by the received annual rental income.  It is a clear indicator of how good a property is, as target of acquisition.  The lower the price to rent ratio, the better the property is.
The industry average in US for P/R ratio is 15.  In the best rental market in US, Las Vegas, it can be as low as 8.  In general, purchasing properties at a depressed market is timely strategy to improve P/R Ratio.
Millhouse Ventures Ltd. specializes in finding the perfect opportunity to acquire.  It has been achieving P/R Ratio at around 6, in the metropolitan of Las Vegas.  This is way below industry average of 15.  For more information about Millhouse's Las Vegas properties acquisition, please visit  www.millhouseventures.com and click on "View Properties".

【亞洲致富系列】Real Estate 103 - Managing positive cashflow

Cashflow management is the process of monitoring, analyzing, and adjusting business' cashflow.  To achieve positive cashflow, one must bring in more cash than one spends.  Applying this to real estate investment is simply - rental income must exceed expenses such as taxes, insurance, repair, maintenance, mortgage payment and management fees.  To select a viable income property means maximizing cash inflow and minimizing cash outflow.
In our red hot Canadian real estate market, it is very difficult to find income properties that are priced for "positive cashflow" as carrying cost often exceeds rental income.  One may try to find "fixer upper" at deep discount.  Yet, the time spent on renovation without income is a source of negative cashflow.  If one does not have enough capital to carry through emergency such as building codes violation, renovation project can easily become insolvent.
The smartest move is to minimize risk & hassle and maximizing profit by choosing the "best market" to invest into.  This process is defined by selecting the best metropolitan or municipality, the best type of properties and best renters.  To do it precisely correct one needs to conduct intensive research and learn from experience.  For an investor whose main source of income is not in real estate management, this is certainly a complex process.
Thus, consult your advisors.  Find the best "go-to" person in what you are interested in.  Do not do it alone.  Hiring professional really pays in the long run.  To find out more about Millhouse Ventures Ltd's professional management service, visit www.millhouseventures.com and click on "About Us".

【亞洲致富系列】Real Estate 102 - Buying Low

As mentioned last week, real estate investment must achieve positive cashflow. The success key factors are: Buy low, sell high and managing positive cashflow. How do investors manage these techniques to ensure profitability?  In the next few weeks, I will use single family 3 bedroom, 2 baths & 2 storey rental property as our example to illustrate these points.
How do investors find properties at rock bottom price in rentable conditions?
 To build a brand new home of these features, with above average finish, the cost is at least $120-150 per sqft. This is wholesale price for builders.  Of course they markup their prices based on what they can get in the market place.  In today's red hot Canadian real estate market, especially major metropolitans of Alberta, BC and Ontario, resell houses of these features are priced at double, triple or quadruple of the cost to build.
Last week, Wall St. Journal reported that Las Vegas, Nevada is the best real estate rental market in US. We take a look at the average price of homes of these features and the mean average is around $120-130k. That is $60 to $70 per sqft, significantly lower than the building cost.  Due to special relationship Toronto, Canada based Millhouse Ventures Ltd. has with local banks in Las Vegas, they are able to further reduce these prices to as low as $40-50 per sqft.
 To buy low, one must not only find the perfect market environment but also the perfect relationship with selling party.  To read more news about distressed US real estate or find out more about Millhouse Ventures Ltd. visit www.millhouseventures.com.